Category Archives: Credit Blog

This is our credit blog, we post updates, news, and articles here. Feel free to subscribe to our feed and check back frequently for updates.

The Ultimate Guide to Free Credit Scores

Your Guide To Free Credit Scores With all the freebies available on the internet these days, it seems very primitive, almost barbaric, to pay to view your own credit score, doesn’t it? Fortunately for us, there are many FREE ways to obtain your credit score. Some are premium “free trial” services with extensive credit monitoring … [Read more]

How to get 3 Free Credit Reports – No Credit Card Needed

Need a free credit report, but don’t want to to enter your credit card information, or sign-up for one of those “free trials” to get it? There is only one source for truly free credit reports, no trials or catches, ever… AnnualCreditReport.com – All 3 Credit Reports Once Per Year AnnualCreditReport.com is the official, federally … [Read more]

Renting can now help build a great credit score

Credit bureau Experian just announced in a press release last week that it will now include good rental history on credit reports. Previously they only included bad renting history on credit reports. Before this announcement, only homeowners could benefit from their timely monthly housing payments, with renters being left out in the cold as far … [Read more]

AnnualCreditReport.com Review

AnnualCreditReport.com – What you actually get for free… Residents of all 50 of the united states are now eligible to view all 3 free credit reports per year, one from each of the 3 big credit reporting agencies (Equifax, Experian and TransUnion), at a government mandated central location – www.annualcreditreport.com. But do you know exactly how … [Read more]

Drowning in student loan debt? Help is here

What is the new Federal Student Loan Income Based Repayment (IBR) program? If you are one of the millions of us drowning in huge federally guaranteed student loan debt, and burdened with high monthly payments we can’t afford, there may be help out there for us. A new federal program called Income Based Repayment (IBR) … [Read more]

Portion of new credit card law begins today

Part of a new credit card legislation, signed in May by President Obama, goes into effect today (reports USA Today). Credit card companies must now give consumers 45 days notice before any significant changes to their accounts. Also, they can no longer label a payment as late, unless the credit card bill was sent at … [Read more]

Which is best, Credit or Debit?

In light of the recent large scale credit and debit account theft scheme (read more on that), it’s definitely worth asking the question – which is best, credit or debit? Quick answer – credit is best. Stick with only using your debit card for ATM withdrawals. Why? Federal law states that credit users will not … [Read more]

Miami man charged with largest case of ID theft ever

On Monday, Albert Gonzalez of Miami, Florida was charged with the largest case of credit and debit card theft in the history of the United States. The ex government informant, after already swiping 40 million accounts, had plotted to steal 130 million more, by hacking into retail networks and retrieving the data. He and two … [Read more]