Category Archives: Questions and Answers

This is where we answer some of our most commonly asked questions. If you have a question for us, please submit it as a comment and we will do our best to answer it for you.

Which Free Credit Score Site Is The Best?

What’s that you ask…which free credit score site is the best? Well, the answer to that question depends on many things, including what your specific wants and needs are. There are so many different sites out there offering free credit scores these days, it’s hard to know which ones are definitely worth checking out, and … [Read more]

What is credit monitoring, and how does it work?

What is Credit Monitoring? Credit monitoring is, simply put, the act of closely watching your credit report for changes, such as inquiries made (a company accessing your credit report – lender, creditor, insurer etc.), or checking for signs that you have opened a new account… These are just some of the things that you should … [Read more]

What is a FICO Score? How is it calculated?

What is a FICO Credit Score? FICO is an acronym, it stands for Fair Isaac Corporation, which is the most widely used credit scoring model in the US. It uses a mathematical formula developed by the Fair Isaac Corporation, and was designed to help lending institutions and other credit companies determine the risk of lending … [Read more]

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