Portion of new credit card law begins today

Part of a new credit card legislation, signed in May by President Obama, goes into effect today (reports USA Today). Credit card companies must now give consumers 45 days notice before any significant changes to their accounts. Also, they can no longer label a payment as late, unless the credit card bill was sent at … [Read more]

Which is best, Credit or Debit?

In light of the recent large scale credit and debit account theft scheme (read more on that), it’s definitely worth asking the question – which is best, credit or debit? Quick answer – credit is best. Stick with only using your debit card for ATM withdrawals. Why? Federal law states that credit users will not … [Read more]

Miami man charged with largest case of ID theft ever

On Monday, Albert Gonzalez of Miami, Florida was charged with the largest case of credit and debit card theft in the history of the United States. The ex government informant, after already swiping 40 million accounts, had plotted to steal 130 million more, by hacking into retail networks and retrieving the data. He and two … [Read more]

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