Best Premium Credit Monitoring Services

We’ve done the research, so you don’t have to. Here is a list of what we believe are the best premium credit monitoring services currently available. This list is ranked by features and value of these services with checking and monitoring you credit scores & credit reports as the top priority.

What is a “Premium” Credit Monitoring Service? – Premium services are the “best of the best” – they will usually provide all 3 credit scores at sign-up, all 3 credit reports with daily monitoring, and the most comprehensive identity theft protection and fraud detection. Some have a free trial, others have a low cost trial such as $1 for 30 days.

Identity Guard® is, in my opinion, the most comprehensive credit monitoring & identity theft protection service currently available. At sign up you will get all 3 credit scores, and your 3 bureau credit monitoring, along with your 30 day free trial. But that alone is not what makes it a winner in our book. In ... [Read more]

Trial Info 30 day free trial
Credit Scores All 3 Bureau Credit Scores
Credit Reports All 3 Bureau Credit Reports
Credit Reports Monitored Equifax, Experian & TransUnion
ID Theft Coverage $1,000,000
Price After Trial $22.99/mo

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#2 - Privacy Guard  

Privacy Guard is a top notch service, definitely one of the most comprehensive credit and identity theft monitoring services out there. After sign-up you will get all 3 of your credit scores, along with daily 3 bureau credit monitoring with your 14 day trial. Not only that, updates to your scores and reports are available ... [Read more]

Trial Info 14 day trial for only $1
Credit Scores All 3 Free Scores with 14-day trial
Credit Reports All 3 Reports
Credit Reports Monitored Equifax, Experian & TransUnion
ID Theft Coverage $1,000,000
Price After Trial $14.99/mo

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#3 - TrustedID  

Free credit scores & free trial Trusted ID provides all 3 free credit scores and your 3-bureau credit report upon sign-up, with your 14-day free trial – that’s the up side. The down side is that those scores and reports do not update for free, as many of its competitors do. So as far free ... [Read more]

Trial Info 14 day free trial
Credit Scores All 3 Free Scores
Credit Reports All 3 Reports
Credit Reports Monitored Equifax, Experian & TransUnion
ID Theft Coverage $1,000,000
Price After Trial $14.99/mo

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Free credit scores and free trial At sign-up you will receive all 3 free credit scores and your credit reports from all 3 bureaus. However, you won’t receive ongoing updates to all 3 of your scores, just one (TransUnion) which updates monthly. Your credit reports will only update annually. This is something to keep in ... [Read more]

Trial Info 30 day free trial
Credit Scores All 3 Free Scores
Credit Reports All 3 Reports
Credit Reports Monitored Equifax, Experian & TransUnion
ID Theft Coverage $1,000,000
Price After Trial $22.50/mo

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#5 - Protect My ID  

ProtectMyID.com is one of our top choices for a low priced 3-bureau credit monitoring solution, plus it has extensive identity theft protection features such as internet fraud monitoring, lost wallet protection, and more. That coupled with the low price on this service makes it a definite winner. The main downside to this service is that ... [Read more]

Trial Info 30 day trial for only $1
Credit Scores None
Credit Reports All 3 Reports
Credit Reports Monitored Equifax, Experian & TransUnion
ID Theft Coverage $1,000,000
Price After Trial $15.95/mo

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