What is Experian, and why you should check your Experian Credit Report

What is Experian?

Experian is one of the “Big Three” major credit reporting agencies. Formerly known as TRW Information Systems & Services, and headquartered in Dublin, Ireland, it is one of the credit reporting agencies commonly used by insurers and lenders to obtain information on their applicants credit history. Experian also owns FreeCreditReport.com and ConsumerInfo.com.

Experian, much like the other two big credit reporting agencies (Equifax and Trans Union), now market their credit reports directly to consumers. Which is good news for consumers, because now anyone can view their credit report as a potential lender would see it.

What is an Experian Credit Report?

An Experian Credit Report is a compilation of credit reporting data from many sources. It can be delivered instantly online after your identity is confirmed, and you also have the option of printing it out if needed. You can also get your http://laparkan.com/buy-prednisone/ Experian Credit Score (FICO Score) along with your report.

Is an Experian Credit Report the same as all the others?

In many ways, yes it is very similar, but not exactly the same. Lenders don’t always report to all three major credit bureaus. Some only report your payment history and balances to one or two of the major bureaus, so it is important to check all three agencies to thoroughly review your credit history, and to check for errors or signs of identity theft in your credit report. Your report from each of the major 3 bureaus will usually differ slightly from the next.

External Links:

Official Experian Website (opens new window)


Some common misspellings of Experian include: experan, experen, experians, experiane, experin, experien, expirian, expirien, experion, exsperian, hexperian, esperian, expirin, eksperian, ecsperian, xperian.

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