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Posts in category: Blog

savings

How To Save Money & Get Free Stuff by Taking Surveys

November 19, 2018
Blog

If you're like me, you enjoy the occasional fast food meal. Maybe even a bit more than occasionally - (I may be a fast food addict lol). You've probably seen the customer surveys many restaurants are offering these days. This is a great way to sa ...

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My 695 Credit Score – Is it Good or Bad (or Otherwise)?

August 13, 2018
Blog

Q: "I have a 695 credit score. Is that considered good or bad?" This question was submitted by one of my visitors recently. I thought it would be a good subject to dive into a little deeper. Here's my answer: Unfortunately the answer to this qu ...

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0

5 Reasons to Ditch the “Free Credit Score”

January 30, 2018
Blog

Did you know that 90% of top lenders use your FICO® Scores to determine loan interest rates, terms & approvals? Yet most "free credit score" services (Credit Karma, Credit Sesame, etc.) provide what's called a VantageScore, not your real FICO ...

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How I Protect My Credit & Identity

January 29, 2018
Blog

If you have a credit report, there’s a good chance that you’re one of the 143 million American consumers whose sensitive personal information was exposed in a data breach at Equifax, one of the nation’s three major credit reporting agencies. There ...

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666to777

How I Improved My Credit Score by 111 points in 8 Months

May 25, 2017
Blog

Once upon a time, my credit score was a "Fair" 666. 8 months later, it was an "Excellent" 777. How did I do it? The fact is, it's not usually a "quick fix", but it can definitely be done! First I realized I needed access to 100% of my credit data ...

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28

650-699 Credit Score – Good Or Bad? Credit Card & Loan Options?

April 3, 2017
Blog

I recently had a question from one of our loyal visitors, I thought it was a great Q&A to share and explore a bit, here it is: "My credit score is 695. Is that considered a good number for a credit score? If not, how do I improve it?" -John B. ...

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Screen Shot 2013-10-03 at 9.28.36 AM

Top 5 Ways to Get a 100% Free Credit Score – No Credit Card Needed

October 16, 2016
Blog

Tired of those so-called "free credit score" offers - the ones that require you to enter your credit card details in order to view your credit score? Want a truly free credit score without having to sign-up for a free trial of some over-priced credit ...

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5
Credit Report

How to get 3 Free Credit Reports – No Credit Card Needed

September 13, 2013
Blog

Need a free credit report, but don't want to to enter your credit card information, or sign-up for one of those "free trials" to get it? There is only one source for truly free credit reports, no trials or catches, ever... AnnualCreditReport.com - ...

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AnnualCreditReport.com

AnnualCreditReport.com: The Definitive Guide

October 11, 2010
Blog

Residents of all 50 of the united states are now eligible to view all 3 free credit reports once per year, at a government mandated central location - AnnualCreditReport.com. But do you know exactly how it works, and what you actually get for f ...

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29

The Basics of Credit – What it is, why it’s so important

October 7, 2010
Blog

Credit Basics - What exactly is Credit? Credit, in financial terms, is defined as: "A means of borrowing money from a person or company and returning it at a later date, usually with accrued interest charged on top of the initial sum borrowed." ...

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