Category Archives: Credit Education

This is where you read about credit related information and learn more about why credit is important and how to maintain good credit. This section includes how to’s, where to’s and more.

What is Equifax, and Equifax Credit Reports?

What is Equifax? Equifax is one of the three major credit reporting agencies, headquartered in Atlanta, Georgia. Formerly known as the Retail Credit Company (which was the name back in 1899 when the company was founded), it is an organization commonly used by insurers and lenders to obtain information on their applicants credit history. Equifax, … [Read more]

Identity Theft – It Can Happen To You

Identity Theft – It Can Happen to You Most people are unaware of identity theft until months after the fact when the damage is done and suddenly problems start cropping up everywhere. For most people, the first clues of possible ID theft are: Being turned down for credit because of low credit scores, and bills … [Read more]

What is a credit score, and why is it important?

What is a Credit Score? Credit scoring is a scientific method that uses statistical models to assess an individual’s credit worthiness based on their credit history and current credit accounts. Credit scoring was first developed in the 1950s, but has come into increasing use in just the last two decades. In the early 1980s the … [Read more]

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