Credit bureau Experian just announced in a press release last week that it will now include good rental history on credit reports. Previously they only included bad renting history on credit reports. Before this announcement, only homeowners could benefit from their timely monthly housing...

What's that you ask...which free credit score site is the best? Well, the answer to that question depends on many things, including what your specific wants and needs are. There are so many different sites out there offering free credit scores these days, it's hard to know which ones are...

Need a free credit report but don't want to enter your credit card information to get it? There are a few options, all worth trying out, to gain access your credit report online without being required to enter your credit card information first... AnnualCreditReport.com - All 3 Credit...

Free Annual Credit Report - What you actually get for free... Ok, I think we all know that residents of all 50 US states are now eligible for one free credit report per year, from each of the 3 big credit reporting agencies (Equifax, Experian and TransUnion), at a government mandated central...

What is the new Federal Student Loan Income Based Repayment (IBR) program? If you are one of the millions of us drowning in huge federally guaranteed student loan debt, and burdened with high monthly payments we can't afford, there may be help out there for us. A new federal program called...

Yesterday it was reported by the Examiner that in 2007, Michael Jackson's average credit score was 563.67. I know, big shocker right? A score in this range would put him into the "sub-prime" category. No doubt the result of Jackson's lavish spending habits with little cash to back it up. If he...

Part of a new credit card legislation, signed in May by President Obama, goes into effect today (reports USA Today). Credit card companies must now give consumers 45 days notice before any significant changes to their accounts. Also, they can no longer label a payment as late, unless the credit...

In light of the recent large scale credit and debit account theft scheme (read more on that), it's definitely worth asking the question - which is best, credit or debit? Quick answer - credit is best. Stick with only using your debit card for ATM withdrawals. Why? Federal law states that...

On Monday, Albert Gonzalez of Miami, Florida was charged with the largest case of credit and debit card theft in the history of the United States. The ex government informant, after already swiping 40 million accounts, had plotted to steal 130 million more, by hacking into retail networks and...