Featured On

We do all the credit repair for you

• Unlimited disputes with all three credit bureaus
• 24/7 online access to check status
• Watch this video that explains our program

How we can help you.

Got Credit? will dispute inaccurate information on your credit report that is affecting your credit score by disputing the items below with all three major credit bureaus on your behalf.

• Collections & Charge-Offs
• Repossessions & Foreclosures
• Bankruptcy & Child Support
• Late Payments & Inquiries

Why Choose Got Credit?

At Got Credit?, we’ve spent over 14 years helping individuals transform their credit and financial lives. What sets us apart is our affordable and transparent pricing—just $100 a month with no upfront fees—and our personalized, hands-on approach. We don’t just remove negative items; we empower you with strategies to pay down debt, build positive credit, and understand the key factors that impact your financial health. Our comprehensive service ensures you’re equipped to tackle every aspect of your credit repair journey.

When you work with us, we address inaccurate or outdated negative items on your credit report while guiding you on how to rebuild and strengthen your credit profile. From disputing collections, charge-offs, and bankruptcies to recommending secured credit cards and other credit-building tools, we focus on long-term success. You’ll also benefit from ongoing support, progress tracking, and reminders to adopt smart financial habits, ensuring your credit stays on the right track.

Within 6 to 12 months, you can expect to see significant credit score improvements—typically 50–150+ points—depending on your starting situation. With negative items minimized or removed and a stronger credit history established, you’ll gain access to better financial opportunities, like lower interest rates and approvals for major purchases. Most importantly, you’ll leave with the confidence and knowledge to maintain good credit for the future.