Take Control of Your Credit
We Assist with Removing Inaccurate Information from Your Credit Report
Did you know that 40% of Americans have less than a 700 credit score?
Let us help you get your credit score back on track so that you never get denied.
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Are You Ready to Take Control of Your Financial Future?
If you’re tired of getting denied for loans, paying high interest rates, or feeling stuck because of your credit, you’re in the right place. At Got Credit?, we offer more than just credit repair — we provide full-service credit restoration with personalized coaching to help you fix your credit, build lasting financial habits, and unlock real opportunities.
Our hands-on team handles the dispute process for you, challenging inaccurate or negative items on your credit reports while also giving you expert advice to strengthen your scores for the long term. This isn’t just a DIY program or an online course — we do the work, and you get real results with real support.
Imagine what’s possible with better credit:
- Get approved for the home, car, or credit card you deserve
- Lower interest rates and higher limits that save you thousands
- Access to business funding and credit lines to grow your company
You’ve worked hard. Now it’s time for your credit to work for you. Let Got Credit? be your trusted partner on the path to financial freedom and stability.
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Got Credit?
THERE IS HOPE
We Can Fix Your Credit and Help Rebuild Your Future
Your credit doesn't have to define your future — and at Got Credit?, we're here to prove it. With the right team, the right tools, and a proven process, you can rebuild your credit, restore your financial confidence, and move forward with real options.
Whether your score has been impacted by late payments, collections, charge-offs, or identity theft, our credit repair experts will fight to remove inaccurate and outdated information from your reports and guide you toward lasting financial success.
Why credit repair matters more than ever:
- Qualify for your dream home with lower interest rates and more competitive loan terms.
- Get approved for the car you need without inflated payments or outrageous financing conditions.
- Access better credit cards and financial products that help you save money and build long-term wealth.
- Secure business funding or launch your dream venture by improving both personal and business credit.
- Reduce financial stress and gain peace of mind by taking back control of your credit profile.
Fixing your credit opens the door to more stability, more opportunities, and more financial freedom — and it all starts with taking that first step.
Let Got Credit? help you rewrite your story.
What the Next 6 Months Could Look Like With Got Credit?
Imagine where you could be just a few months from now — living with less stress, better financial options, and a credit score that finally works in your favor. At Got Credit?, we’ve helped thousands of clients transform their financial lives, and with the right strategy, you could be our next success story.
In the next 6 months, we could help you:
- Remove inaccurate negative marks like collections, charge-offs, late payments, and inquiries from your credit reports
- Increase your credit scores to a level that gets you approved for mortgages, auto loans, credit cards, or business funding
- Save thousands of dollars in interest and fees by qualifying for better rates and higher credit limits
- Rebuild your credit profile with personalized guidance and a step-by-step improvement plan
- Feel confident and in control, knowing your financial future is finally moving in the right direction
With the right plan — and the right team behind you — credit repair isn’t just possible, it’s powerful.
Got Credit? gives you the tools, support, and action you need to see real progress. Let us walk you through every step of the process, from dispute letters to credit education, so you’re never alone on the journey.
Is Credit Repair Right for You?
Our professional credit repair services are designed for individuals who are ready to take control of their finances and stop letting bad credit hold them back. If any of the situations below sound familiar, then you’re in the right place:
Our credit repair services are or you if...
- You feel overwhelmed by collections, charge-offs, or negative marks on your credit report that keep piling up.
- You’ve been denied for credit cards, auto loans, or even rental applications due to your credit score.
- High-interest rates are eating away at your income, and you don’t have at least $1,000 in savings because of it.
- You’re ready to break the cycle of financial stress and finally achieve real credit stability.
- You want to build a strong financial foundation and leave behind a legacy of opportunity for your children.
You don’t have to figure this out alone. Our credit experts are here to help you rebuild, restore, and get approved.
Look below for everything we offer.
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Got Credit?
What's Included with Got Credit?
BENEFITÂ 1
Full-Service Credit Repair — Done for You
Your path to better credit and financial freedom starts with removing the negative, inaccurate, or outdated information holding your score back. At Got Credit?, we take a hands-on, full-service approach to credit repair — managing the dispute process on your behalf while guiding you toward long-term success.
With our credit repair program, you can expect:
- Custom disputes sent directly to credit bureaus and creditors to remove inaccurate or unverifiable items
- Monthly progress updates so you always know what’s been challenged, what’s been removed, and what’s next
- Tools and coaching to help you understand, manage, and strengthen your credit during and after the program
By the end of your program, you’ll walk away with a cleaner credit report, an improved credit profile, and a stronger foundation for qualifying for homes, vehicles, credit cards, and even business funding.
Let us do the heavy lifting — so you can focus on building the life you deserve.
BENEFITÂ 2
One-on-One Credit CoachingÂ
Credit repair isn’t just about removing negative items — it’s also about learning how to build and manage credit the right way. That’s where our personalized credit coaching comes in. We pair every client with a dedicated Credit Coach who works with you one-on-one to create a tailored plan for long-term success.
With Got Credit? coaching, you’ll:
- Get a step-by-step action plan designed to help you raise your credit score based on your unique profile
- Learn which accounts to open, close, or leave alone to avoid hurting your credit during the process
- Discover proven strategies for lowering credit utilization, building new credit, and boosting your overall score
Whether your goal is to qualify for a mortgage, get approved for a new car, or secure lower interest rates, we’ll help you navigate the process with clarity and confidence.
Our one-on-one coaching gives you the knowledge, tools, and personalized guidance to make smart credit decisions now and in the future.
BENEFITÂ 3
Continued Credit Education
At Got Credit?, we believe that fixing your credit is just the beginning — true success comes from knowing how to maintain and grow it. That’s why we include ongoing credit education as a core part of your credit repair journey. We teach you the essential principles of credit so you can avoid common mistakes and make smart, confident decisions for years to come.
Here’s what you’ll learn with us:
- What drives your credit score and how to influence it using factors like utilization, credit mix, and inquiries
- The importance of consistent on-time payments and how to recover from missed or late payments without long-term damage
- How to manage credit cards the right way, use them to build credit, and avoid falling into debt traps
By the time you complete your program, you’ll be equipped with the knowledge to protect your credit, understand how lenders view your profile, and make informed choices that move you toward financial freedom.
Because education is the key to long-term credit success — and we make sure you have it.
BENEFIT 4
Building Business Credit
If you're an entrepreneur or planning to start a business, building strong business credit is one of the smartest financial moves you can make. At Got Credit?, we go beyond personal credit repair by helping you understand and establish business credit the right way — giving you access to real funding opportunities without putting your personal credit at risk.
In our business credit education and support program, you’ll learn how to:
- Establish a credible business profile with the proper structure, EIN, and business address
- Separate personal and business credit, protecting your personal finances and limiting liability
- Qualify for high-limit business credit cards, vendor accounts, and loans based on your business profile — not your personal score
By the end, you’ll be equipped with the tools to secure business funding, build trade lines, and grow your company confidently — without relying on personal guarantees or draining your savings.
Whether you’re just starting out or scaling an existing venture, building business credit is the key to long-term success — and we’ll guide you every step of the way.
Credit Repair
Credit Coaching
Credit Monitoring
Resource Center
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Credit Portal
NICE TO MEET YOU
I'm The Credit Dude
I’ve made it my life’s mission to help everyday people take control of their credit and build lasting financial confidence. After proudly serving in the United States Marine Corps, I brought that same discipline and leadership into the financial world — founding Got Credit?, a company focused on credit repair, personalized credit coaching, and long-term financial success.
Over the past 15+ years, I’ve helped thousands of individuals and small business owners improve their credit scores, eliminate negative items from their reports, and build the kind of credit profiles that unlock real opportunity — from homeownership and auto financing to business funding and wealth creation.
Whether you're struggling with collections, late payments, or just feel stuck, I’m here to guide you every step of the way. Our team takes care of the hard work — disputing inaccuracies, monitoring your progress, and coaching you toward financial freedom — so you can finally move forward with confidence.
At Got Credit?, we believe that credit is power — and with the right support, you can use it to change your life.
- Jose Rodriguez
"Got Credit? is the best. They helped me and still helping build my credit portfolio the right way. It doesn't happen overnight, but I’m seeing phenomenal progress, and they are also going to help me with my business credit as well!"
-Â Tim Edwards
"This team is top-tier when it comes to credit. I’ve been with them for 1 year now, and my experience with them is the best. When I started last year, my credit was in the low to mid 600’s and now it’s in the mid 700’s and climbing."
-Â Roger Payne
"They provide their clients with one-on-one service, in-depth web-based tutorials, and responsive customer service. As a Veteran, I felt a sense of pride and security knowing the company's owner has ties to the military.Â
-Â William Graham
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Got Credit?
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