CREDIT REPAIR
We help delete inaccurate negative accounts off your credit report.
BUSINESS CREDIT
Establish credit for your business that is separate from your personal credit.
CREDIT BUILDING
Have a customized plan to know what to apply for and when to build your profile.
CREDIT COACHING
Giving you guidance to help you raise your credit score with confidence.
FROM THE DESK OF JOSE RODRIGUEZ - FOUNDER OF GOT CREDIT?
YOU DON'T JUST NEED BETTER CREDIT. YOU NEED TO KNOW WHAT'S STANDING BETWEEN YOU AND YOUR GOALS.
Most people who schedule a credit consultation with us already know something needs to change. Maybe you've been denied for a mortgage. Maybe the payment on the car you want is much higher than expected. Maybe you're trying to qualify for better credit cards, access business funding, or simply stop allowing decisions from your past to affect what you can accomplish today.
The problem is that looking at a credit score alone doesn't tell you what to do next. Your credit report tells a much bigger story. Collections, charge offs, late payments, credit card utilization, inquiries, account age, available credit, and the accounts you're currently building can all influence your overall credit profile. And depending on your goal, the strategy that makes sense for one person may be completely different from the strategy that makes sense for you.
That's what this consultation is about. We'll talk about where you are today, what you're trying to accomplish, and how Got Credit? may be able to help you move forward. If credit repair is needed, we'll explain our process. If you need to focus on building credit, paying down balances, preparing for a mortgage, strengthening your business credit, or developing a longer term strategy, we'll help you understand what those next steps could look like.
You don't need another person telling you that your credit is bad. You need a plan for what happens next.
Schedule your credit consultation below and let's figure out where you're starting, where you want to go, and what it may take to get there.
PEOPLE GOT CREDIT? COACHES
WHAT OUR CLIENTS ARE SAYING.
INSIDE THE GOT CREDIT? PROGRAM
A LOOK AT WHAT’S POSSIBLE.
Credit repair is only one part of the journey. Our program combines done for you dispute work, credit building guidance, education, and ongoing support to help you improve your credit profile and prepare for bigger financial opportunities.
CREDIT REPAIR THAT DOES MORE THAN SEND LETTERS
We review your credit reports, identify inaccurate, outdated, or unverifiable information, and challenge qualifying negative items with the major credit bureaus. Depending on your plan, your dispute strategy may also include direct creditor disputes and additional consumer reporting agencies.
BUILD A STRONGER CREDIT PROFILE WHILE WE REPAIR
Removing negative information is only part of the process. We also help you understand what you can do on the positive side, including lowering credit utilization, managing balances, positive payment history, choosing credit building accounts, and avoiding decisions that could slow your progress.
LEARN HOW TO USE CREDIT FOR REAL LIFE GOALS
Certain plans include access to The Academy, where you can learn about personal credit, credit cards, business credit, funding, saving, and other financial topics. The goal is to help you understand how credit works so you can make smarter decisions long after the repair process is complete.
GET THE SUPPORT YOU NEED AS YOUR CREDIT CHANGES
Your credit profile can change from month to month, and your strategy may need to change with it. You will receive monthly progress updates, ongoing guidance, and access to Live Weekly Q&A sessions where you can ask questions and continue learning as you work toward your financial goals.
YOUR CREDIT IS COSTING YOU. THAT'S WHEN IT'S TIME TO DO SOMETHING ABOUT IT.
Sometimes the wake up call is getting denied for a mortgage. Sometimes it's seeing the payment on a car you can afford but the interest rate makes too expensive. It could be a credit card denial, difficulty qualifying for business funding, or realizing that your credit is standing between you and the next goal you're trying to reach.
Those moments tell you something. Your credit score isn't just a number anymore. It's affecting what you can get approved for, how much you may have to pay to borrow money, and the opportunities available to you.
You can't change where your credit has been, but you can start changing where it goes next. If your credit is already costing you money or keeping you from something you want, now is the time to build a plan for what happens next.
Book a call →