The Credit Repair Process

How Credit Repair Actually Works — From Start to Finish

If you’ve ever been unsure where to begin or overwhelmed by what credit repair really involves, this is for you. In the video below, I break down the full process — from the moment you enroll and begin onboarding, to how we analyze your reports, send out disputes, track your results, and support you with monthly credit updates and coaching.

This isn’t a one-size-fits-all program. It’s a personalized system designed to help you remove negative items, rebuild stronger credit, and understand what’s helping or hurting your score — all while we do the heavy lifting behind the scenes. If you’ve been wondering what to expect once you sign up, this walkthrough will give you a clear, step-by-step picture of how we get results and support your long-term success.

Credit Repair

We handle the heavy lifting for you — from reviewing your credit reports line by line to identifying and disputing inaccurate, outdated, or unverifiable negative items with all three credit bureaus. Our experienced team sends certified letters, follows up with creditors, and provides monthly updates to show your progress. While we focus on removing collections, charge-offs, bankruptcies, and more, we also guide you on how to avoid new issues and maintain healthy credit. With personalized dispute strategies and full transparency through your client portal, our goal is simple: to clean up your credit and position you for real approvals.

Credit Coaching

Credit repair removes the bad, but credit coaching teaches you how to build the good. You’ll get a one-on-one plan based on your unique credit profile and financial goals. We’ll show you which accounts to open or avoid, how to pay down debt effectively, and which actions will raise your score fastest. From preparing for a mortgage or car loan to understanding the impact of inquiries and utilization, credit coaching gives you clarity, confidence, and a roadmap to lasting credit success — all while you’re enrolled in our program.

Online Resource Center

Our exclusive Got Credit? Online Resource Center gives you 24/7 access to a powerful library of tools, guides, videos, and templates designed to help you take control of your credit and finances. Whether you’re looking to understand the credit score formula, prepare for homeownership, or settle debt the right way, the resource center is your on-demand learning hub. It’s constantly updated with new content — all built to help you take action. Think of it as your personal credit playbook, available anytime.

Weekly Coaching Sessions 

Every week, we go live for the Got Credit? Power Hour — a group coaching session where we cover real topics like business credit, credit card strategy, budgeting, and funding. These sessions give you the chance to stay engaged, learn from others, and get answers in real time. Can’t make it live? Every session is recorded and added to your client portal so you can watch on your own time. This is your chance to ask questions, stay motivated, and keep learning while your credit improves in the background.

Credit Monitoring

You can’t fix what you can’t track — that’s why real-time credit monitoring through IdentityIQ is included in your program. With 24/7 access to your credit reports and scores from all three bureaus, you’ll be able to watch your progress as negative items are removed and your score improves. Monitoring also alerts you to changes like new inquiries or accounts, helping prevent fraud or setbacks. This tool isn’t just about staying informed — it’s how we verify deletions, build your plan, and keep your progress moving forward.