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Privacy Policy

Privacy Policy for GOTCREDIT.COM

Effective Date:Ā JanuaryĀ 1, 2025

Got Credit Management, LLC, doing business as Got Credit? ("Got Credit?," "we," or "us"), is committed to protecting your privacy. This Privacy Policy explains how we collect, use, maintain, and disclose information collected from users ("you" or "users") of the website www.gotcredit.com (the "Website"). By accessing or using the Website, you agree to the practices described in this Privacy Policy.

1. Information We Collect

1.1 Personal Identification Information:
We may collect personal identification information from users through various means, including but not limited to:

  • When users visit the Website.

  • Registering on the Website.

  • Subscribing to newsletters.

  • Filling out forms or engaging with services, features, or resources provided on the Website.

The personal identification information we may collect includes, but is not limited to:

  • Full name

  • Email address

  • Phone number

  • Postal address

  • Payment information (where applicable)

1.2 Non-Personal Identification Information:
We may collect non-personal identification information, such as:

  • Browser type and version.

  • Operating system and device type.

  • Internet service provider (ISP) details.

  • Pages viewed, links clicked, and other analytics-related data.

2. How We Use Collected Information

Got Credit? collects and uses your information for the following purposes:

  • To Provide and Improve Services: Personal information allows us to deliver services effectively, respond to inquiries, and improve user experience.

  • To Send Communications: We may send transactional emails, updates, or service-related communications. You may opt-out of marketing emails by following the unsubscribe instructions in the email.

  • To Enhance Security: We may use your information to identify and prevent fraudulent transactions or unauthorized access to the Website.

  • To Comply with Legal Obligations: Your data may be used to meet legal and regulatory requirements.

3. How We Protect Your Information

We employ industry-standard data collection, storage, and security measures to safeguard your personal information. These measures include:

  • Encrypted communication (e.g., HTTPS).

  • Firewalls and intrusion detection systems.

  • Regular security audits.

While we strive to protect your data, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

4. Sharing Your Information

  • With Third Parties: We do not sell, trade, or rent your personal identification information. However, we may share your data with trusted third parties for:

    • Service delivery (e.g., payment processors, email service providers).

    • Legal compliance (e.g., responding to lawful requests from authorities).

    • Business purposes (e.g., audits, analytics).

  • Aggregated Data: We may share anonymized, aggregated demographic information with business partners for research or marketing purposes. This data will not identify any individual user.

5. Third-Party Websites

The Website may include links to external websites operated by third parties. We are not responsible for the privacy practices or content of these external sites. Users should review the privacy policies of these third-party websites before engaging with them.

6. Cookies and Tracking Technologies

Got Credit? uses cookies and similar technologies to:

  • Enhance user experience.

  • Analyze website traffic and usage.

  • Deliver relevant advertisements (when applicable).

Users can set their browsers to refuse cookies or alert them when cookies are being used. Note that some features of the Website may not function properly without cookies.

7. Your Rights

Depending on your jurisdiction, you may have the following rights regarding your personal information:

  • Access: Request access to the personal data we hold about you.

  • Correction: Request corrections to inaccurate or incomplete data.

  • Deletion: Request the deletion of your personal data, subject to legal or contractual obligations.

  • Objection: Object to certain data processing activities, such as direct marketing.

  • Data Portability: Request the transfer of your personal data to another service provider.

To exercise any of these rights, please contact us at [email protected].

8. Children's Privacy

The Website is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected data from a minor, we will take immediate steps to delete it.

9. Changes to this Privacy Policy

Got Credit? reserves the right to update this Privacy Policy at any time. Any changes will be effective immediately upon posting to the Website. We encourage users to review this Privacy Policy regularly to stay informed about how we protect their information.

10. Contact Us

If you have any questions about this Privacy Policy or your dealings with Got Credit?, please contact us:

  • Email:Ā [email protected]

  • Mailing Address: Got Credit Management, LLC,Ā 331 Newman Springs Road, Suite 143, Red Bank, NJ 07701

Please note that this Privacy Policy is subject to change without prior notice, and it is your responsibility to review and understand the most recent version available on the Website.